At Kahyx Capital Sàrl, we offer international long-term debt funding with a clear, structured process that ensures transparency, regulatory compliance, and mutual trust. Below is a step-by-step overview of our loan funding lifecycle, from initial contact to post-disbursement monitoring.
Introduction & Expression of Interest
Prospective borrowers may contact us to initiate a funding request. Kahyx Capital focuses on long-term loans (10+ years) at a fixed interest rate of 3%, tailored to large-scale business and infrastructure projects.
Expression of Interest (EOI)
- Initial Contact
- Loan Application Request
- Broker & Consultation Services
- Please Note:
Prospective borrowers should initiate contact by sending an introductory email to: [email protected] Please provide basic details about your project and funding requirements.
Upon receiving your email, our team will provide the official NDA and Loan KYC pack. You will be required to complete the loan kyc pack in full and return them, along with any requested supporting documentation, via email to the same address.
Kahyx Capital also works closely with trusted intermediaries, brokers, and consultants. If you are an authorized representative or advisor acting on behalf of a borrower, please indicate this clearly in your initial contact. All brokered submissions are subject to verification and adherence to our compliance protocols.
All funding requests are reviewed on a case-by-case basis.
Only fully completed applications with supporting documentation will be considered for prequalification.
We value transparency and confidentiality in all our engagements.
Initial Contact & Prequalification
Upon expression of interest, we request preliminary documentation to assess eligibility:
- Required from Borrower:
- Prequalification Review Includes:
Loan request summary (amount, purpose, term).
Company documents (Certificate of Incorporation, Tax ID, etc.).
Business plan or executive summary.
Financial overview (past performance and/or future projections).
Business viability and alignment with our funding focus.
Risk evaluation based on region, industry, and borrower profile.
Compliance checks with internal lending policies.
Due Diligence & Documentation
If prequalified, the borrower enters the due diligence phase:
- Our Internal Reviews:
- Documents Required from Borrower:
Legal and regulatory background checks.
Financial and business model assessment.
KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance.
Valid ID/passport of key stakeholders.
Full corporate legal documents.
Proof of address (e.g., utility bills or bank statements).
Additional details as required per jurisdiction.
Loan Offer & Agreement Signing
If due diligence is favorable, a formal loan proposal is issued.
- Includes:
- Important:
- The borrower may also sign:
Draft Loan Agreement or Term Sheet.
Details of loan amount, interest rate, repayment structure.
Collateral terms, if applicable.
Conditions precedent to disbursement.
Each loan is backed by a secure IIPW facility underwritten by a licensed insurer—ensuring borrower protection and loan integrity.
Non-Disclosure Agreement (NDA).
Letter of Intent (LOI).
Compliance & Jurisdictional Documentation
Depending on the loan funds release location and legal framework, jurisdiction-specific documentation may be necessary.
- May Include:
- Costs Covered by Borrower During Process:
Notarized documents or legalization in the fund release country.
Local compliance certificates (e.g., Certificate of Legality, Notarized Identity).
Possible in-person signing or notarization (e.g., in Turkey or UAE).
Administrative or legal certification fees.
Government or Regulatory documentation costs.
Loan Disbursement
Once all documentation and compliance requirements are met, funds are disbursed to the borrower’s verified business bank account.
- Disbursement Structure:
- Post-Funding Monitoring & Support
- Ongoing Support Includes:
In a lump sum, or
In tranches based on project milestones.
We maintain long-term partnerships beyond funding.
Monitoring fund utilization via project reports or updates.
Financial audits or compliance checks (as agreed).
Restructuring options if required.
Access to follow-up funding based on performance.
Commitment to Trust, Transparency & Compliance
At Kahyx Capital Sàrl, we uphold the following core values:
Clear Communication
"Every stage is documented and discussed transparently."
No False Promises
"Borrowers are informed upfront of their responsibilities and any applicable costs."
Legal Safeguards
"All agreements are legally binding and executed through registered entities."